Santa Clarita Lender
Linda Richardson
Senior Mortgage Consultant
NMLS #827429
(661) 993-7644
Meet Linda
I’m an experienced and well-rounded mortgage professional who has had the fortune of operating at various vantage points of our industry over a long decorated career. My absolute passion is seeking out like-minded mortgage professionals and bringing them to a common company vision. Although my goal is most commonly maintaining the consistent quality loan production secondary markets desire, it’s the people that drive me to be better daily. I’ve had the pleasure of watching many careers flourish under my direction, and I’d like to see many more as our industry continues to flourish.
“You will get all you want in life if you help enough people get what they want.”
Call me today at (661) 993-7644 for a free quote and consultation. My team and I are waiting to handle all your financing needs.
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Senior Mortgage Consultant
NMLS #827429
27413 Tourney Road, Suite 160
Valencia, CA 91355
Our Home Loan Programs

Conventional Loans
We offer a variety of fixed rate conventional loans programs. Minimum down payments range from 3%-20%. Available for most types of 1-4 unit homes.
Have questions? Call (661) 993-7644 // Learn More

FHA Loans
Popular low money down financing solution with more lenient credit requirements compared to many conventional products. Available for most types of residential properties.
Have questions? Call (661) 993-7644 // Learn More

USDA Home Loans
No money down financing option for middle to lower income home buyers seeking to purpose property in USDA eligible areas of the country.
Have questions? Call (661) 993-7644 // Learn More

VA Loans
Zero down financing solutions for eligible US military personnel, veterans, and qualiying surviving spouses.
Have questions? Call (661) 993-7644 // Learn More

JUMBO Loans
Looking for purchase or refinance a higher end property? We offer a number of fixed and adjustable rate jumbo loan solutions. Contact us for a free quote today!
Have questions? Call (661) 993-7644 // Learn More

203K Renovation Loans
Get financing to make home repairs and renovations with one of our 203K renovation loans. Eliminate the need for a second mortgage at a higher rate! Can be used for purchases or refinances.
Have questions? Call (661) 993-7644 // Learn More

Condo Loans
Finance your dream condo with a home loan from Mid America Mortgage, Inc. Conventional, FHA, VA, USDA, and jumbo options available to qualified borrowers.
Have questions? Call (661) 993-7644 // Learn More

Rental Property Loans
Expand your real estate portfolio with investment property financing from Mid America Mortgage, Inc. Available for most types of 1-4 unit residential properties.
Have questions? Call (661) 993-7644 // Learn More

First Time Home Buyers
We offer a number of popular low and no money down mortgage programs including conventional, FHA, VA, and USDA rural housing loans. Let us help you buy your first home!
Have questions? Call (661) 993-7644 // Learn More

Lower Credit Scores
Have some past credit issues which are preventing you from obtaining financing? We offer FHA financing assistance for borrowers with credit scores as low as 580. Other terms and restrictions may apply.
Have questions? Call (661) 993-7644 // Learn More
City 1st Mortgage Services, LLC
WHY WORK WITH US //
Dedicated Mortgage Originators
Highly Competitive Pricing
Innovative Loan Programs
A to Z Digital Process
Fast Loan Closings
Loan Pre-Prequalifications in Minutes
Testimonials
Happy customers.