About Us

Learn about Linda Richardson & City First Mortgage Services, LLC and how we are leading the market in innovation and customer service.

About Linda Richardson

I’m an experienced and well-rounded mortgage professional that has had the fortune of operating at various vantage points of our industry over a decorated 32 years. My absolute passion is seeking out like-minded mortgage professionals and bringing them to a common company vision. Although my goal is most commonly maintaining the consistent quality loan production secondary markets desire, it’s the people that drive me to be better daily. I’ve had the pleasure of watching many careers flourish under my direction, and I’d like to see many more as our industry continues to regain its strength.

“You will get all you want in life, if you help enough people get what they want.”

Originally from: California

Currently lives in: Valencia

What I Enjoy Most About the Mortgage Industry: It’s always changing and never boring.

Activities Outside of Work:  I enjoy spending time with my husband and our four grandchildren. Being a grandma in my spare time is number one for me.

About City 1st Mortgage

City 1st Mortgage was originally established in 1992 with $200 and an 8088 computer by founding principal Gerret Van Wagoner. City 1st presently has full-service retail offices in Many States across the nation from Florida to Washington State.

As a mortgage banker, City 1st makes residential loans from its own funds on properties in many of the states across the country. City 1st works with licensed appraisers in each of those states in obtaining appraisals according to investor requirements. City 1st also works with licensed third-party escrow companies in each of those states in handling all reserve funds.

City 1st processes and underwrites its own loans, all loan processing policies and underwriting approvals being overseen by its Operations Department, and according to Fannie Mae/Freddie Mac/Government guidelines.