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Why Buying a Home Makes More Sense Than Renting Today

Why Buying a Home Makes More Sense Than Renting Today

by Linda Richardson | May 1, 2023 | Buying Myths, First Time Home Buyers, For Buyers, Rent vs. Buy

Wondering if you should continue renting or if you should buy a home this year? If so, consider this. Rental affordability is still a challenge and has been for years. That’s because, historically, rents trend up over time. Data from the Census shows rents have been...
Your Tax Refund Can Help You Achieve Your Homebuying Goals

Your Tax Refund Can Help You Achieve Your Homebuying Goals

by Linda Richardson | Apr 12, 2023 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers

Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses.SmartAsset...
Trying To Buy a Home? Hang in There.

Trying To Buy a Home? Hang in There.

by Linda Richardson | Apr 6, 2023 | Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, Pricing

We’re still in a sellers’ market. And if you’re looking to buy a home, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s market that...
How Changing Mortgage Rates Can Affect You

How Changing Mortgage Rates Can Affect You

by Linda Richardson | Apr 3, 2023 | Buying Myths, For Buyers, Interest Rates

The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below...
Facts About Closing Costs [INFOGRAPHIC]

Facts About Closing Costs [INFOGRAPHIC]

by Linda Richardson | Mar 31, 2023 | Buying Myths, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers

Balancing Your Wants and Needs as a Homebuyer This Spring

Balancing Your Wants and Needs as a Homebuyer This Spring

by Linda Richardson | Mar 15, 2023 | Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers

Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years. The Monthly Housing Market Trends Report from realtor.com puts it this way: “While the...
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© 2019 City 1st Mortgage Services, LLC. Comopany NMLS ID 3117
Branch NMLS ID #1848823, 27413 Tourney Road Suite 160 Valencia, CA 91355 855) 202-9227 | Equal Housing Lender | NMLS Consumer Access | Privacy Notice | Terms | Texas Consumer Complaint Disclosure
City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender. An FHA-approved lender, a California financial lending institution licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act and is not the FHA, which is a government agency, nor working on behalf of the FHA.