by Linda Richardson | Dec 2, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers
If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. Research from Freddie Mac shows 28% of all households (36.1 million) are sole-person, and that number is...
by Linda Richardson | Dec 1, 2021 | Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers
The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game. The homebuying process, like chess, requires strategy and...
by Linda Richardson | Nov 24, 2021 | Buying Myths, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers
Last week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising through 2022: “The 30-year fixed-rate mortgage was 2.9% in the third quarter of 2021. We forecast mortgage rates to increase slightly...
by Linda Richardson | Nov 11, 2021 | Buying Myths, Down Payments, For Buyers, Time-sensitive
The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help...
![The Mortgage Process Doesn’t Have To Be Scary [INFOGRAPHIC]](http://www.santaclaritalender.com/wp-content/uploads/2021/10/20211029-KCM-Share-549x300-1.png)
by Linda Richardson | Oct 29, 2021 | Buying Myths, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers
Some Highlights Applying for a mortgage is a big step towards homeownership, but it doesn’t need to be one you fear. Here are some tips to help you prepare. Know your credit score and work to build strong credit. When you’re ready, lean on your agent to connect you...
by Linda Richardson | Oct 25, 2021 | Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers
Buyers in today’s market often have questions about the importance of getting a home appraisal and an inspection. That’s because high buyer demand and low housing supply are driving intense competition and leading some buyers to consider waiving those contingencies to...
