by Linda Richardson | Jan 22, 2020 | Baby Boomers, Down Payments, For Buyers, Interest Rates, Senior Market
Home values have been increasing for 93 consecutive months, according to the National Association of Realtors. If you’re a homeowner, particularly one looking to downsize your living space, that’s great news, as you’ve likely built significant equity in your home....
![What You Need to Know About the Mortgage Process [INFOGRAPHIC]](http://www.santaclaritalender.com/wp-content/uploads/2019/10/20191011-Share-KCM-549x300.jpg)
by Linda Richardson | Oct 11, 2019 | Down Payments, First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers
Some Highlights: Many buyers are purchasing homes with down payments as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Your local professionals are here to help you determine how much you can afford, so take advantage of the...
by Linda Richardson | Oct 7, 2019 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers
Contrary to common misconception, a down payment is often much less than many believe. According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in today’s market: “More than 6 in...
![A Latte a Day Keeps Homeownership Away [INFOGRAPHIC]](http://www.santaclaritalender.com/wp-content/uploads/2019/08/20190823-Share-KCM-549x300.jpg)
by Linda Richardson | Aug 23, 2019 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, For Sellers, Infographics, Move-Up Buyers
Some Highlights: The pumpkin spice latte is launching soon, so you may be tempted to spend your extra cash on a daily caffeine fix, but that small expense can add up to a big number – fast! Saving for a down payment takes a little discipline, so limiting your extra...
by Linda Richardson | Aug 6, 2019 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, For Sellers, Move-Up Buyers
Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling around about what is truly required for a down payment, and how to best source down payment assistance. Let’s tackle these...
by Linda Richardson | Jul 9, 2019 | Down Payments, First Time Home Buyers, For Buyers, For Sellers, Move-Up Buyers, Rent vs. Buy
Owning a home has great financial benefits. In a recent research paper, Homeownership and the American Dream, Laurie S. Goodman and Christopher Mayer of the Urban Land Institute explained: “Homeownership appears to help borrowers accumulate housing and nonhousing...
