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Three Tips for First-Time Homebuyers

Three Tips for First-Time Homebuyers

by Linda Richardson | May 5, 2022 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers

Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing...
Things That Could Help You Win a Bidding War on a Home

Things That Could Help You Win a Bidding War on a Home

by Linda Richardson | May 3, 2022 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers, Pricing

With a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an...
What You Need To Budget for When Buying a Home

What You Need To Budget for When Buying a Home

by Linda Richardson | Apr 5, 2022 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers

When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you...
Key Terms for Homebuyers [INFOGRAPHIC]

Key Terms for Homebuyers [INFOGRAPHIC]

by Linda Richardson | Mar 11, 2022 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Infographics, Interest Rates, Move-Up Buyers

Some Highlights Knowing key housing terms and how they relate to today’s market is important. For example, when mortgage rates and home prices rise, it impacts how much home you can afford. Terms like appraisal (what lenders rely on to validate a home’s value) and the...
Down Payment Assistance Programs Can Help You Achieve Homeownership

Down Payment Assistance Programs Can Help You Achieve Homeownership

by Linda Richardson | Mar 2, 2022 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers

For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership....
Millennials: Do You Need a Home with More Space?

Millennials: Do You Need a Home with More Space?

by Linda Richardson | Feb 28, 2022 | Demographics, Down Payments, For Buyers, For Sellers, Millennials, Move-Up Buyers

If you’re a millennial, homebuying might be top of mind for you. Your generation is the largest group of homebuyers in the market today and has been since 2014, according to the National Association of Realtors (NAR). And while other millennials are looking to buy for...
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  • Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC]
  • What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market
  • Are There More Homes Coming to the Market?
  • Will Home Prices Fall This Year? Here’s What Experts Say.
  • How Today’s Mortgage Rates Impact Your Home Purchase

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© 2019 City 1st Mortgage Services, LLC. Comopany NMLS ID 3117
Branch NMLS ID #1848823, 27413 Tourney Road Suite 160 Valencia, CA 91355 855) 202-9227 | Equal Housing Lender | NMLS Consumer Access | Privacy Notice | Terms | Texas Consumer Complaint Disclosure
City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender. An FHA-approved lender, a California financial lending institution licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act and is not the FHA, which is a government agency, nor working on behalf of the FHA.