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Ways To Overcome Affordability Challenges in Today’s Housing Market [INFOGRAPHIC]

by Linda Richardson | Apr 28, 2023 | First Time Home Buyers, For Buyers, Infographics, Interest Rates, Move-Up Buyers, Pricing

Some HighlightsWith so few homes on the market right now, widening the scope of your search to include nearby areas could help you find more options in your budget.You can also work with a trusted lender to consider alternative financing options and search for down...
The Three Factors Affecting Home Affordability Today

The Three Factors Affecting Home Affordability Today

by Linda Richardson | Apr 26, 2023 | First Time Home Buyers, For Buyers, Housing Market Updates, Interest Rates, Move-Up Buyers, Pricing

There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers. It’s true that rates climbed dramatically since the record-low we saw during the pandemic. But home affordability is based on more than just...
The Power of Pre-Approval

The Power of Pre-Approval

by Linda Richardson | Apr 24, 2023 | First Time Home Buyers, For Buyers, Move-Up Buyers

If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few homes on the market right now, plus higher mortgage rates, it’s essential to have a firm grasp on your homebuying budget. You’ll also need a sense of determination to...
Why You May Want an Energy-Efficient Home [INFOGRAPHIC]

Why You May Want an Energy-Efficient Home [INFOGRAPHIC]

by Linda Richardson | Apr 21, 2023 | First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers

Some HighlightsSince inflation is increasing the cost of goods and services, it may make sense to look for an energy-efficient home.Energy prices have increased over the last year, so look for energy-efficient features in your home search.If you’re looking to buy a...
5 Reasons Millennials Are Buying Homes

5 Reasons Millennials Are Buying Homes

by Linda Richardson | Apr 18, 2023 | Demographics, First Time Home Buyers, For Buyers, Millennials

In the United States, there are over 72 million millennials. If you’re part of that generation and have thought about buying a home, you aren’t alone. According to Zonda, 98% of millennials want to become a homeowner at some point if they aren’t already. But why?...
Think Twice Before Waiting for Lower Home Prices

Think Twice Before Waiting for Lower Home Prices

by Linda Richardson | Apr 17, 2023 | First Time Home Buyers, For Buyers, Housing Market Updates, Millennials, Move-Up Buyers, Pricing

As the housing market continues to change, you may be wondering where it’ll go from here. One factor you’re probably thinking about is home prices, which have come down a bit since they peaked last June. And you’ve likely heard something in the news or on social media...
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© 2019 City 1st Mortgage Services, LLC. Comopany NMLS ID 3117
Branch NMLS ID #1848823, 27413 Tourney Road Suite 160 Valencia, CA 91355 855) 202-9227 | Equal Housing Lender | NMLS Consumer Access | Privacy Notice | Terms | Texas Consumer Complaint Disclosure
City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender. An FHA-approved lender, a California financial lending institution licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act and is not the FHA, which is a government agency, nor working on behalf of the FHA.