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Homeownership Is an Investment in Your Future

Homeownership Is an Investment in Your Future

by Linda Richardson | Dec 8, 2022 | Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, Rent vs. Buy

There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it’s a smart decision to buy now or if it makes more sense to wait it out. As Bob Broeksmit, President and CEO of the Mortgage Bankers Association...
Should You Still Buy a Home with the Latest News About Inflation?

Should You Still Buy a Home with the Latest News About Inflation?

by Linda Richardson | Oct 19, 2022 | First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers, Rent vs. Buy

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession. You’re likely feeling...
The Emotional and Non-financial Benefits of Homeownership

The Emotional and Non-financial Benefits of Homeownership

by Linda Richardson | Oct 17, 2022 | First Time Home Buyers, For Buyers, Move-Up Buyers, Rent vs. Buy

With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that...
Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]

Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]

by Linda Richardson | Sep 30, 2022 | First Time Home Buyers, For Buyers, Infographics, Rent vs. Buy

Some Highlights If you’re trying to decide whether to rent or buy a home, consider the advantages homeownership offers. Buying a home can help you escape the cycle of rising rents, it’s a powerful wealth-building tool, and it’s typically considered a good hedge...
The U.S. Homeownership Rate Is Growing

The U.S. Homeownership Rate Is Growing

by Linda Richardson | Aug 15, 2022 | First Time Home Buyers, For Buyers, Housing Market Updates, Rent vs. Buy

The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the homeownership rate over the last year: That data shows more than half of the U.S....
Buying a Home May Make More Financial Sense Than Renting One

Buying a Home May Make More Financial Sense Than Renting One

by Linda Richardson | Aug 3, 2022 | First Time Home Buyers, For Buyers, Pricing, Rent vs. Buy

If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this. It’s not just home prices that have risen in recent years – rental prices have skyrocketed as well. As a recent article from realtor.com...
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Recent Posts

  • Should You Rent Your House or Sell It?
  • Lower Mortgage Rates Are Bringing Buyers Back to the Market
  • Where Will You Go If You Sell? You Have Options.
  • Homeownership Builds Your Wealth over Time [INFOGRAPHIC]
  • Why It Makes Sense To Move Before Spring

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© 2019 City 1st Mortgage Services, LLC. Comopany NMLS ID 3117
Branch NMLS ID #1848823, 27413 Tourney Road Suite 160 Valencia, CA 91355 855) 202-9227 | Equal Housing Lender | NMLS Consumer Access | Privacy Notice | Terms | Texas Consumer Complaint Disclosure
City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender. An FHA-approved lender, a California financial lending institution licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act and is not the FHA, which is a government agency, nor working on behalf of the FHA.